Venture Financing, Venture Financing, Venture Financing, Venture Financing, Venture Financing, Venture Financing, Venture Financing, Venture Financing, Venture Financing
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Venture
Financing: Structuring the Deal
New
ventures are inherently risky; what can go wrong
will. When that happens, unsophisticated
investors panic, get angry, and often refuse to
advance the company more money. Sophisticated
investors, by contrast, roll up their sleeves
and help the company solve its problems. Often,
they've had lots of experience saving sinking
ships. They are typically process literate. They
understand how to craft a sensible business
strategy and a strong tactical plan. They know
how to recruit, compensate, and motivate team
members.
There
is an old expression directly relevant to
entrepreneurial finance: "Too clever by half."
Often, deal makers get very creative, crafting
all sorts of payoff and option schemes. That
usually backfires. Sensible deals have the
following characteristics: they are simple,
fair, and emphasize trust rather than legal
ties. They do not blow apart if actual differs
slightly from plan and do not provide perverse
incentives that will cause one or both parties
to behave destructively. They are written on a
pile of papers no greater than one-quarter inch
thick. But even these six simple rules miss an
important point. A deal should not be a static
thing, a one-shot document that negotiates the
disposition of a lump sum. Instead, it is
incumbent upon entrepreneurs, before they go
searching for funding, to think about capital
acquisition as a dynamic process - to figure out
how much money they will need and when they will
need it.
The
trick is for the entrepreneurial team to treat
the new venture as a series of experiments.
Before launching the whole show, launch a little
piece of it. Convene a focus group to test the
product, build a prototype and watch it perform,
conduct a regional or local rollout of a
service. Such an exercise reveals the true
economics of the business and can help
enormously in determining how much money the new
venture actually requires and in what stages.
Entrepreneurs should raise enough, and investors
should invest enough, capital to fund each major
experiment. Experiments, of course, can feel
expensive and risky. But they prevent disasters
and help create successes. They are a
prerequisite of putting together a winning deal.
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